Be Prepared

You hear all the time of the things you “should” do in case of an emergency or an accident, but you really don’t realize the importance of those “should do” things until it actually happens. Most of us have the mentality that “it will never happen to me”, or “I don’t have time for that right now” only to kick ourselves after something happened.

As a part of your new year, make it a point to get organized enough to be prepared in a state of emergency or in case of an accident. I know from experience that nobody is going to call you up one morning and say, a car is going to drive through your building later today and hit you so get all of your things in order. Aside from having to heal from injuries, which is very difficult in and of itself, if something were to happen to you, you don’t want to be stressed out that you didn’t have everything in order.

“Getting everything in order” sounds daunting, and it can be if you are someone who is not organized. Feel free to hire someone to help you sort through what you do need and what you do not need. An attorney can help with wills and legal aspects of being prepared; a financial advisor can help with different aspects involving money; and an insurance agent can double check that you are fully insured.

A professional organizer, I highly recommend Sherry Lee Denton with The Orderly Touch (770)707-1044, can make the process easy by walking you through each step of organizing those important papers.  She can do virtual organizing also.  Please check her out at www.theorderlytouch.com.

Whatever you do, don’t hesitate to do it. Make the calls, prepare the will, update those insurance policies and take care of all those loose ends now. You may be willing to wait, but an accident or emergency won’t give timing a second thought. Go through the “what ifs” and start from there: for example, what if a tornado hit my house while I was out of town, etc. It may be scary to think about it, but at least if it ever does happen you will fare much better than never having been prepared.

 A General List

Prepare your will because you never know what can happen.

Update insurance policies keeping in mind that for just a few extra dollars, you can save yourself thousands in headaches. Check your limits on your car, your house, your life and anything else you have insured and consider raising your limits.

Check your finances to make sure you can handle a disaster financially until insurance begins to pay.

Make copies of all of your important papers and keep them in a location separate from the insured property.

Discuss these important papers and matters with loved ones or other people you can trust. You never know when something may happen that you will need to depend on others for your well being.

Be safe in all you do.